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FinancialCalcIndia

Privacy Policy

Last updated: May 14, 2025

FinancialCalcIndia ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, including any other media form, media channel, mobile website, or mobile application related or connected to it (collectively, the "Site").

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

1. Information We Collect

Personal Data

We collect minimal personal information to provide our services. The type of information we collect depends on how you interact with our site:

For All Users

  • Usage data (described below)
  • Device and browser information
  • Cookies and tracking data

For Premium Access Users

  • Name
  • Email address
  • Phone number (if provided)
  • Premium access status
  • Transaction ID and purchase date
  • Payment confirmation details

Note on Payment Information: We do not store your complete payment information (such as credit card numbers) on our servers. Payment processing is handled securely by our trusted third-party payment processor.

Usage Data

We may also collect information on how the Site is accessed and used ("Usage Data"). This Usage Data may include:

  • Your computer's Internet Protocol address (e.g., IP address)
  • Browser type and version
  • The pages of our Site that you visit
  • The time and date of your visit
  • The time spent on those pages
  • Calculator usage patterns
  • Premium access status (whether you have premium access or not)
  • Other diagnostic data

Tracking & Cookies Data

We use cookies and similar tracking technologies to track activity on our Site and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

2. How We Use Your Information

We use the collected data for various purposes:

  • To provide and maintain our Service
  • To notify you about changes to our Service
  • To allow you to participate in interactive features of our Service when you choose to do so
  • To provide customer support
  • To gather analysis or valuable information so that we can improve our Service
  • To monitor the usage of our Service
  • To detect, prevent and address technical issues
  • To verify and maintain premium access status
  • To process and confirm premium access payments
  • To provide premium features to eligible users

3. Premium Access Data

When you purchase premium access to our calculators, we collect and process additional information to provide and maintain your premium status:

  • We store your email address to identify your premium status
  • We maintain a record of your premium access purchase date
  • We store a unique identifier linked to your premium access
  • We may use your email to send important updates about your premium access

Premium Status Verification: We use cookies and local storage to verify your premium status when you visit our site. This allows us to provide seamless access to premium features without requiring you to log in each time.

Data Retention: We retain your premium access data for as long as necessary to provide you with premium features. Since our premium access is a lifetime purchase, this data may be retained indefinitely unless you request its deletion.

4. Storage of Calculator Data

When you use our calculators, the data you input may be temporarily stored in your browser's local storage to improve your user experience. This data is stored locally on your device and is not transmitted to our servers. The data is used to:

  • Remember your calculator preferences
  • Save your calculation history
  • Provide a seamless experience between visits
  • Track calculator usage for premium access verification

You can clear this data at any time by clearing your browser's local storage or cookies.

5. Disclosure of Data

Service Providers

We may employ third-party companies and individuals to facilitate our Service ("Service Providers"), to provide the Service on our behalf, to perform Service-related services, or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Payment Processing

We provide premium access to our calculators for a fee. For payment processing, we use a secure third-party payment service.

We do not store or collect your payment card details. That information is provided directly to our third-party payment processor whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express, and Discover. PCI-DSS requirements help ensure the secure handling of payment information.

For more information about our payment processor's privacy practices, we recommend reviewing their privacy policy which is available on their website.

Legal Requirements

We may disclose your Personal Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation
  • Protect and defend the rights or property of FinancialCalcIndia
  • Prevent or investigate possible wrongdoing in connection with the Service
  • Protect the personal safety of users of the Service or the public
  • Protect against legal liability

6. Security of Data

The security of your data is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

For premium access users, we implement additional security measures to protect your information:

  • We encrypt sensitive data in transit and at rest
  • We use secure HTTPS connections for all data transfers
  • We regularly review and update our security practices
  • We limit access to personal information to authorized personnel only

7. Your Data Protection Rights

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. FinancialCalcIndia aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

  • The right to access, update or to delete the information we have on you
  • The right of rectification - the right to have your information corrected if it is inaccurate or incomplete
  • The right to object - the right to object to our processing of your Personal Data
  • The right of restriction - the right to request that we restrict the processing of your personal information
  • The right to data portability - the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format
  • The right to withdraw consent - the right to withdraw your consent at any time where FinancialCalcIndia relied on your consent to process your personal information

Please note that we may ask you to verify your identity before responding to such requests.

You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).

8. Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

9. Children's Privacy

Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children have provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via a prominent notice on our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: privacy@financialcalcindia.xyz

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