Post Office Schemes Calculator
Calculate returns on various Post Office savings schemes and plan your investments
Select Scheme
Choose a Post Office scheme to calculate returns
Calculation Results
Post Office Savings Account returns
Investment Summary
Total Investment:₹0
Total Interest Earned:₹0
Maturity Amount:₹0
Returns Analysis
Effective Annual Yield:0.00%
After-Tax Return:0.00%
Interest to Investment Ratio:NaN
Growth Projection
Year-by-Year Breakdown
| Year | Principal | Interest | Closing Balance |
|---|
About Post Office Savings Account
The Post Office Savings Account is a basic savings account offered by India Post. It offers liquidity with a modest interest rate.
Key Features:
- Minimum balance requirement: ₹500
- Interest calculated yearly and paid annually
- Interest is taxable
- Cheque facility available
- Can be opened by individuals, minors, and organizations
Tax Benefits:
Interest earned is taxable as per the individual's income tax slab. TDS is not deducted at source.