Loan Comparison Tool
Compare loan offers from different banks to find the best rates and terms for your needs.
8 Home Loan Offers

SBI
Interest Rate
8.78%
Range: 8.40% - 9.15%
Monthly EMI
₹17,706
Total Interest
₹22,49,471
Processing Fee
₹7,000
DetailsSpecial Offers
Additional 0.05% discount for women borrowers
Prepayment Penalty
NIL for floating rate loans

Punjab National Bank
Interest Rate
8.78%
Range: 8.40% - 9.15%
Monthly EMI
₹17,706
Total Interest
₹22,49,471
Processing Fee
₹7,000
DetailsSpecial Offers
Additional 0.05% discount for women borrowers
Prepayment Penalty
NIL for floating rate loans

Bank of Baroda
Interest Rate
8.82%
Range: 8.45% - 9.20%
Monthly EMI
₹17,770
Total Interest
₹22,64,809
Processing Fee
₹8,000
DetailsSpecial Offers
Special rates for government employees
Prepayment Penalty
NIL for floating rate loans

HDFC Bank
Interest Rate
8.88%
Range: 8.50% - 9.25%
Monthly EMI
₹17,834
Total Interest
₹22,80,172
Processing Fee
₹10,000
DetailsSpecial Offers
0.05% rate discount for women applicants
Prepayment Penalty
NIL for floating rate loans

IDFC First Bank
Interest Rate
8.88%
Range: 8.50% - 9.25%
Monthly EMI
₹17,834
Total Interest
₹22,80,172
Processing Fee
₹10,000
DetailsSpecial Offers
0.05% rate discount for women applicants
Prepayment Penalty
NIL for floating rate loans

Axis Bank
Interest Rate
8.93%
Range: 8.55% - 9.30%
Monthly EMI
₹17,898
Total Interest
₹22,95,559
Processing Fee
₹10,000
DetailsSpecial Offers
Rate benefits for high credit score customers
Prepayment Penalty
NIL for floating rate loans

ICICI Bank
Interest Rate
8.97%
Range: 8.60% - 9.35%
Monthly EMI
₹17,962
Total Interest
₹23,10,970
Processing Fee
₹10,000
DetailsSpecial Offers
Rate discount for high credit score customers
Prepayment Penalty
NIL for floating rate loans

Kotak Mahindra Bank
Interest Rate
9.03%
Range: 8.65% - 9.40%
Monthly EMI
₹18,027
Total Interest
₹23,26,405
Processing Fee
₹10,000
DetailsSpecial Offers
Rate benefits for high credit score customers
Prepayment Penalty
NIL for floating rate loans
Beyond Interest Rates
While interest rates are important, don't forget to consider these factors:
- Processing fees and other charges
- Prepayment penalties and foreclosure charges
- Loan tenure flexibility
- Customer service and digital experience
- Special offers and discounts
- Loan approval time and documentation requirements
Tips for Better Loan Terms
Here are some strategies to get better loan terms:
- Maintain a good credit score (750+)
- Compare multiple lenders before deciding
- Negotiate with your existing bank for better rates
- Consider balance transfer options for existing loans
- Opt for a shorter loan tenure if affordable
- Make a larger down payment to reduce loan amount