Loan Affordability Calculator
Determine how much loan you can comfortably afford based on your income, expenses, and financial profile.
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Your Financial Details
Enter your details to calculate loan affordability
₹75,000
₹10K₹5L
Loan Affordability Summary
Based on your financial profile and home loan parameters
Maximum Affordable Loan
₹0
At 8.5% for 20 years
Maximum Property Value
₹0
With 20% down payment (₹0)
Affordability Status
Affordability
Debt-to-Income Ratio
Good (0-30%)
Moderate (30-50%)
High Risk (>50%)
Your current debt-to-income ratio is 0.0%. This is the percentage of your income that goes toward paying debts. Lenders typically prefer this ratio to be below 40-50%.
Loan Payment Details
Monthly Payment
₹0
Total Interest
₹0
Total Amount Paid
₹0
Income & Expense Breakdown
Expenses
Existing EMIs
Affordable EMI
Remaining
Important Note
This calculator provides estimates based on general lending practices. Actual loan affordability may vary based on the specific policies of individual lenders, your credit history, and other factors not covered in this calculation.
How to Improve Your Loan Affordability
Practical tips to enhance your borrowing capacity
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