Home Loan EMI Calculator
Calculate your Equated Monthly Installment (EMI) for home loans with tax benefits and prepayment options.
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Current Home Loan Interest Rates
Last updated: 16/5/2025, 4:12:34 am
State Bank of India (SBI)8.40% - 9.15%
HDFC Bank8.50% - 9.25%
ICICI Bank8.75% - 9.50%
Axis Bank8.60% - 9.35%
Kotak Mahindra Bank8.70% - 9.60%
Bank of Baroda8.40% - 9.30%
Punjab National Bank8.45% - 9.25%
Canara Bank8.50% - 9.40%
Note: These rates are indicative and may vary based on loan amount, tenure, credit score, and other factors. Please check with the respective banks for the latest rates and schemes.
Property Details
Enter your property and loan details
₹60,00,000
₹10L₹2Cr
₹10,00,000
₹0₹60,00,000
Loan Amount:₹50,00,000
LTV Ratio:83.3%
8.5%
4%20%
20 years
1 yr30 yrs
Advanced Options
Prepayment and tax benefits
0%42%
Loan Summary
Your home loan repayment details
Monthly EMI
₹0
Total Interest
₹0
Total Payment
₹0
Payment Breakdown
Principal (Infinity%)
Interest (NaN%)
Tax Benefits
Total Tax Savings:₹0
Effective Interest Rate:0.00%
*Based on Section 80C (principal) and 24B (interest) deductions
Prepayment Impact
Interest Saved:₹0
Time Saved:0 years 0 months
Amortization Schedule
First year payment breakdown
| Month | EMI | Principal | Interest | Prepayment | Balance |
|---|
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