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Retirement Corpus Calculator

Retirement Planning Details
Enter your details to calculate retirement corpus
Retirement Summary
Your estimated retirement planning details

Required Retirement Corpus

₹0

0.00 L

Years to Retirement

30 years

Retirement Duration

25 years

Future Value of Current Corpus:

₹0

Future Value of Monthly Investments:

₹0

Total Expected Corpus:

₹0

Shortfall:

No Shortfall

Retirement Planning Tips

Start Early

The power of compounding works best when you give your investments more time to grow. Starting early allows you to build a substantial corpus with smaller investments.

Diversify Your Investments

  • Equity: Higher risk but potentially higher returns for long-term growth
  • Debt: Stable returns with lower risk for capital preservation
  • Government Schemes: NPS, PPF, and other tax-efficient options
  • Real Estate: For rental income and potential appreciation

Tax-Efficient Retirement Planning

  • National Pension System (NPS): Additional tax benefit under Section 80CCD(1B)
  • Employee Provident Fund (EPF): Tax-free interest and corpus (if withdrawn after 5 years of service)
  • Public Provident Fund (PPF): Tax-free interest and corpus
  • Equity-Linked Savings Scheme (ELSS): Tax benefits under Section 80C with potential for higher returns

Regular Review

Review your retirement plan annually and adjust your investments based on changing financial goals, inflation, and market conditions. Increase your investments as your income grows.

Health Insurance

Medical expenses can significantly impact your retirement corpus. Invest in a comprehensive health insurance plan to protect your savings from unexpected medical emergencies.